Morya Associates
30 Years. Countless Recoveries.
Blending Technology with Trust Since 1996.







Morya Associates
Recovery Experts Since 1996
Since 1996, Morya Associates Group has been on a mission — turning unpaid dues into recovered assets. What began as a humble collection agency in Maharashtra became a state-wide network known for precision, persistence, and performance. Today, we’re not just recovering money but restoring trust in the finance ecosystem.
Empowered by Tech. Delivered by Experts.
At Morya Associates, our strength lies in our people. We’ve built a highly trained team exclusively focused on collection operations. Through rigorous, best-in-class training programs, our collectors are equipped to handle every case with professionalism, precision, and integrity. Each member of our team is DRA Certified — a mark of their commitment to ethical recovery and industry compliance.”
We don’t just chase numbers — we build trust, resolve challenges, and restore financial balance with every case we handle.
Our Core Services
Smart, Secure, End-to-End Recovery Solutions

COLLECTION
Recover Smarter with Technology + Training
We specialize in ethical and effective collection services — powered by automation and driven by well-trained DRA-certified agents.
From early-stage reminders to late-stage recoveries, our process includes:
Automated SMS, calls & email reminders
Real-time tracking & reporting
Field visits by trained recovery agents
RBI-compliant practices ensuring customer dignity
REPOSSESSION
On-Ground Asset Recovery, Done Right
Our repossession services ensure fast and compliant recovery of financed assets (e.g., vehicles, equipment). With legal guidance, a trained field team, and a statewide presence, we protect your assets and your brand reputation.
We handle:
Skip tracing and customer verification
Legal coordination for seizure
Trained repossession field staff
Transparent documentation and handover

PRODUCTS WE DEAL IN
When It Comes to Loan Recovery, We Speak Every Language.
From Credit Cards to Crops — We Recover It All.
Secured & Unsecured Loan Types We Cover

Home Loans
We assist in recovering overdue home loan accounts while ensuring customer dignity. Our digital tools and trained field teams ensure smooth and compliant handling.

Loan Against Property (LAP)
We manage secured LAP recoveries through structured outreach and legal processes. Our repossession-ready field force ensures high-value asset recovery when needed.

Auto Loans
From EMI follow-ups to asset repossession, we recover vehicle loans efficiently. Our agents are trained in ethical, RBI-compliant auto recovery methods.

Commercial Vehicle Loans
We specialize in recovering loans for trucks, buses, and fleet vehicles. End-to-end service from skip tracing to physical seizure, if required.

Agri Loans
We handle tractor and farm equipment loan recovery across rural and semi-urban zones. Our approach respects borrower sentiment while ensuring asset recovery.

Personal / Business Loans
Unsecured recovery via digital reminders, field visits, and structured follow-up. We ensure customer dignity and maximize collection ratios.

Credit Card Dues
Soft collection via automated alerts and digital-first processes. Escalation handled by trained agents with a focus on compliance and customer trust.

Education Loans
We recover overdue education loans with a balance of sensitivity and strategy. Ideal for NBFCs and financial institutions with youth-focused loan books.

Microfinance Loans
Specialized approach for MFI portfolios with small-ticket group or individual lending. Our agents are experienced in community-driven and field-intensive collections.
Have a portfolio that doesn’t fit the list? Get in touch — we customize recovery strategies to your unique needs.

Morya Associates
Why Partner with Morya Associates?
Smarter recovery. Grounded ethics. 29+ years of impact.
Working with Morya Associates means gaining a recovery partner that blends decades of experience with forward-thinking practices. From personalized strategies to strict regulatory compliance, we ensure every recovery is efficient, ethical, and effective.
🎯 30 Years of Experience
Field-proven recovery operations since 1996.🛡 RBI-Compliant & DRA-Certified Team
Professionally trained agents who uphold your brand’s reputation.🧠 Tailored Recovery Strategies
Every case is approached with a custom action plan.🚛 On-Ground Support Across Maharashtra
Strong field presence to support repossession and physical visits.🔁 Tech-Enabled Efficiency
Automated reminders, faster follow-ups, and smarter communication.